Commercial lending 

Companies fail usually due to the fact that they are not able to satisfy their working capital requirements; as a result, sound commercial lending is a requisite for strong survival. Working Capital Management decisions are divided right into the management of possessions (financial investments) and obligations (resources of financing), in the long-lasting and the temporary. It is common knowledge that a firm's worth could not be made best use of over time unless it endures the brief run.
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